Why Use A Long Term Care Insurance Specialist

Does Health Insurance Pay for Long Term Care? (Part 4 of 6)

One of the things that distinguishes our organization is we have 20 years of experience with long term care. We deal with all the major carriers in the LTC marketplace, and we truly do not care where the business goes. Many times what we do is a direct result of how the client presents medically.

We need to take the client to the carrier that is most amenable to their medical history. If there is no medical history, they will likely have a lot of options. If there is medical history, it almost begets a second strategy for us to take them to the carrier that is most amenable to their medical history. Another thing that distinguishes us is this is all we've done for 20 years.

We have a system in place that as long as it's followed, most of the time, we get an excellent outcome for the client provided they provide us with the right information. It's important for us to understand the client's ten year medical history, ten year surgical history, and medications that they've taken or are taking so we can take them to the right carrier that fits them from an underwriting perspective.